We Can Help You Today!
Challenges that are currently impacting you?
- My interest rates on my loan and credit card are high, due to low credit score.
- I´m trying to rent a home or apartment and cannot qualify for my lease.
- I´m trying to qualify for a mortgage loan.
- I need a business line of credit and loan but cannot qualify.
- I´m trying to buy a new car but I have to put more money down.
- My future employer requires a clean credit report.
We guarantee results or your money back!
TIENES MAL CRÉDITO? ¡Puedo arreglarlo!
HAVE BAD CREDIT? We Can Help Fix it!
Our Services
Is Having Bad Credit Affecting You?
COLLECTIONS
Debt collection is when a collection agency or company tries to collect pastdue debts from borrowers.
LATE PAYMENTS
A late payments is an amount of money a borrower sends to a lender or service provider that arrives after the date that the payment was due or after a grace period for the payments has passed.
CHARGE - OFFS
A charge-off is a bebt that a creditor has given up trying to collect on after the debtor – the person who borrowed the money – has missed payments for several months.
LIENS
A lien is legal claim against a piece of property that is recorded with the local county, giving the lienholder a legal interest in a property.
BANKRUPTCY
Bankuptcy is legal process overseen by federal bankruptcy courts. It's designed to help individuals and businesses eliminate all or part of their debt or to help them repay a portion of what they owe.
REPOSSESSIONS
Repossession – the seizure of property that usually occurs as a result of nonpayment of a debt – can happen quickly and without warning.
FORECLOSURE
Foreclosure is the legal process by which a lender attempts to recover the amount owed on a defaulted loan by taking ownership of and selling the mortgaged property.
ID THETF
Identity theft is when someone steals your personal information and uses it without your permission.
FRAUD
Credit fraud involves using someone else’s personal and credit info to borrow money or buy goods with no intent to repay.
MEDICAL BILLS
Medical care is obviously an important part of staying healthy, but costly medical bills can cause your bank account to suffer.
JUDGEMENTS
A judgment is a court order that results from a lawsuit. Only civil judgments are reported to the credit bureaus.
INQUIRIES
A hard inquiry is when a lender requests your credit report after you've applied for a loan or other form of credit.
CHILD SUPPORT
The federal law requires the child support enforcement agencies to report overdue child support payments to the credit bureaus.
TRADELINE BOOSTER
Tradelines are credit accounts that appear on your credit report and can positively impact your credit score.
Our Process
HOW IT WORKS?
1. ANALYZE
Consultations are always FREE! In just a few minutes we can access your most recent & accurate credit reports from all 3 bureaus using a credit monitoring service. We break down your report and identify negative and incorrect items.
2. Clients Action Plan & On Boarding
We discuss your financial goals and develop a customized credit recovery plan tailored to your file with affordable payment plans.
3. Implementing Law to Challenge Files
Now let us do the work. Once issues are identified, our team contacts credit bureaus and creditors to dispute inaccuracies in your report, ensuring prompt correction.
4.Provide Ongoing Support
We continuously monitor your credit report, track progress, and ensure disputes are resolved. Client portal available with updates 30-45 days. We will work diligently to help you maintain and improve your credit score for long-term financial health.
Do you have any questions?
Feel free to contact us at any time.
Address
Houston, Texas
Email Us
info@proximitytoprosperitysolutions.com